
Fundamental analysis: Black Knight, Inc. (BKI)
Awarener score: 6.5
Conclusion
The higher the Awarener score, the more bang you get for the buck. It measures how much genuine funds the company generates for the stock price paid (Average), the business stability (Average) and growth (Poor), and the company's inclination to return cash to the stockholders (Superb).
Note: All scores range from 1 (worst) to 10 (best). Conclusions are updated daily with closing stock prices and new reported quarterly financial statements.
Revenue score: 4.5
- Business has been shrinking. It's been substantially worse when measured against peer companies.
- Black Knight, Inc. business trend stability is run-of-the-mill. The higher the stability, the lower the risk. It looks slightly worse than rivals.
Margins score: 8.2
- BKI profit margins -on goods and services sold- are usually good. They stand somewhat worse than rival companies.
- Business profit on sales tends to be excellent. It's top tier when measured against competitors.
- Profits on sales made -available to repay debt and purchase properties- are usually excellent. They remain impressive in relation to peers.
- Earnings -before income taxes and interests on loans taken- tend to be very good in relation to total revenues. They're still top-notch against similar companies.
- Profits -before income taxes- are usually very good considering total sales, and remain top tier when measured against rivals.
- Total net profit tends to be very good when confronted to sales. Company stands great when measured against comparable firms.
Growth score: 3.1
- Black Knight, Inc. profit -on goods and services sold- has been growing at a good pace. It's been a slight improvement compared to competitors.
- In recent years, earnings -on operations- have been shrinking, which has been worse than most comparable firms.
- Profits growth -available to repay debt and purchase properties- have been almost stagnant, which compares weak when measured against peer enterprises.
- Earnings -before income taxes and interests on loans taken- tended to shrink. It turns to be in a very weak position compared to similar stocks.
- In past years, profits -before income taxes- tended to shrink. It was worse than most rivals.
- In the previous years, growth on total net profit has been almost null, and weak when measured against peer companies.
- Earnings per share have been almost stagnant in past years. It's been in a weak position compared to industry peers.
Miscellaneous score: 7.0
- BKI had hardly to pay income taxes in relation to profits made in the past years. It's been slightly worse than peers.
- The company does not report R&D expenses. It's meaningless to measure in relation to competitors.
- We have insufficient data to estimate how effective is research and development effort. It stands unknown against rival companies.
Profitability score: 7.8
- Black Knight, Inc. usually gets very good returns on the resources it controls. It proves great when measured against peer firms.
- The company normally gets sufficient proceeds -on the resources directly invested in the business-. They remain in good shape compared to similar companies.
- Profitability -in relation to owned resources- is usually quite good. It ranks great when measured against competitors.
- In the past, got huge returns -on the tangible resources it controls-. This metric is usually related to the industry in which operates and combines profitability versus reinvestment needs. It's top tier when measured against comparable enterprises.
Usage of Funds score: 5.2
- BKI usually uses a modest portion of genuine funds generated to buy or replace property, plant, or equipment. The need for reinvestments isn't too high. It stands top tier when measured against rival firms.
- The company is usually replacing part of the property, plant, and equipment that gets old, keeping some funds for something else. It can't keep forever, which is weak when measured against industry peers.
- In the past twelve months the stock paid no dividends. It came bottom tier against competitors.
- The company pays no dividend, so measuring its growth is meaningless. The company has behaved in an conservative way compared to similar firms.
- As no dividends are paid, it is useless trying to estimate their sustainability in time. Sustainability looks not applicable in regard to comparable companies.
- The company usually significantly reduces the pool of investors, resulting in fewer mouths feeding on the pie of profits. It remains impressive in relation to peer enterprises.
- We are not sure on the effectiveness of the company when repurchasing shares, as there were not enough numbers to crunch. It stands unidentified against rivals.
- We do not have sufficient data to comment on buybacks and their sustainability. It still looks dubious against competitors.
Balance Sheet score: 7.0
- Black Knight, Inc. has not disclosed intangibles assets, so we could not reach a meaningful conclusion on this metric. It happens to be a not known variable when measured with peer companies.
- Current ratio remains a mystery, as there was not sufficient Balance Sheet information. It turns to be unidentifiable against similar firms.
- The relation between debt and assets is unknown to us. It remains undisclosed against rival firms.
- We have not enough inputs to assess how quickly assets can be turned into cash and equivalents. It looks we are not able to reach a conclusion in relation to rivals.
- Quick ratio is unavailable at this moment, due to lacking data. It's a pity we cannot compare it with peer firms.
- A conclusion on cash ratio could not be reached, as we lack inputs, which is unfortunate when trying to measure against similar enterprises.
- Usually, sales are mostly on cash. It still ranks top tier when measured against peers.
- Days of inventory outstanding are not known. It comes up as a big question mark against competitors.
- We could not gauge the normal operating cycle of the company. It happens to be a mystery against peers.
- Unfortunately, we had not enough data to estimate the days of payables outstanding. It ranks unknown against industry peers.
- Cash conversion cycle remains unknown, due to not having enough inputs. It's incomparable against similar companies.
- Net interest expenses consume a portion of usual business earnings, but are bearable. It stands slightly worse than rival firms.
- There is insufficient data to conclude on the relationship of EBITDA and debt for this company. It ranks unknown against comparable enterprises.
- Fixed assets turnover remains undisclosed. It looks we cannot relate it to similar firms.
- We did not reach a conclusion regarding total assets turnover, as not enough data is currently available. It's still unable to match with peer companies.
Valuation score: 5.3
- Black Knight, Inc. profits are really small compared to market valuation, market valuation doesn't rely on current earnings. It happens to be below average when measured against competitors.
- We have not enough data to conclude on the relationship of price versus tangible book value for this company. It remains therefore unknown compared to peers.
- In the past twelve months, the company generated some good free funds in relation to the stock price, which stands better than most similar companies.
- The company usually generates reasonably more than enough genuine funds to cover up for its business needs. Surplus cash may be used to repay loans, to eventually buy new businesses, or to reward investors. Considering the financial position and stock price, the current valuation might be fair. It's still great when measured against industry firms.
- In the past twelve months, the company has significantly rewarded investors, considering both dividends and share on the pie of earnings. It came up impressive in relation to peer ventures.
- The company has neither net debt nor net cash. It may borrow extra money if it wishes so, or start cumulating cash for future uses. It looks slightly worse than similar enterprises.
- Considering the past twelve months, traditional Price-to-Earnings relation is huge, as profits were extremely low in relative terms. It ranks weak when measured against peer companies.
- Comparing the current stock price with the past twelve-months revenues gives a very large relationship. The stock price might rely more on expectations and resources controlled than on anything else. It looks in a weak position compared to rival firms.
- We have not enough information on the relation between current stock price and accounting book value. The company remains a mystery against peer firms.
- In the past twelve months, the operating business lost a little money. It happens to be great when measured against industry peers.
- In an alternate metric of bang for the buck, the company has usually shown a modest earnings power ability when measured against the current stock price and financial position. It's still excellent in relation to peer companies.
Total score: 6.0

Company at a glance: Black Knight, Inc. (BKI)
Sector, industry: Technology, Software—Application
Market Cap: 8.98 billions
Revenues TTM: 1.16 billions
Black Knight, Inc. provides integrated software, data, and analytics solutions in North America and Internationally. The Software Solutions segment offers software and hosting solutions comprising MSP, a software as a service application platform for mortgage, home equity loans, and lines of credit; Servicing Digital, a web and mobile solution for consumers that provides easy access to customized timely information about their mortgages; Loss Mitigation, an integrated solution that supports retention and liquidation workouts; and Empower, a loan origination system used by lenders to originate mortgages, home equity loans, and HELOCs. This segment also provides LoanCatcher, a cloud-based loan origination system designed for the needs of brokers; and LoanSifter PPE designed to meet the needs of the broker community by providing access to investors and loan products. The Data and Analytics segment offers property ownership data, lien data, servicing data, automated valuation models, collateral risk scores, behavioral models, lead generation, multiple listing service, and other data solutions. The company was formerly known as Black Knight Financial Services, Inc. and changed its name to Black Knight, Inc. in October 2017. Black Knight, Inc. was founded in 2013 and is headquartered in Jacksonville, Florida.
Awarener score: 6.5
Conclusion
The higher the Awarener score, the more bang you get for the buck. It measures how much genuine funds the company generates for the stock price paid (Average), the business stability (Average) and growth (Poor), and the company's inclination to return cash to the stockholders (Superb).