
Fundamental analysis: Aon plc (AON)
Awarener score: 6.9
Conclusion
The higher the Awarener score, the more bang you get for the buck. It measures how much genuine funds the company generates for the stock price paid (Very good), the business stability (Superb) and growth (Poor), and the company's inclination to return cash to the stockholders (Very good).
Note: All scores range from 1 (worst) to 10 (best). Conclusions are updated daily with closing stock prices and new reported quarterly financial statements.
Revenue score: 6.5
- Business has been shrinking. It's been substantially worse when measured against peer companies.
- Aon plc business trend is extremely stable, which is best. It looks top-notch against rivals.
Margins score: 7.7
- AON profit margins -on goods and services sold- are usually meagre. They stand worse than most rival companies.
- Business profit on sales tends to be excellent. It's great when measured against competitors.
- Profits on sales made -available to repay debt and purchase properties- are usually very good. They remain in good shape compared to peers.
- Earnings -before income taxes and interests on loans taken- tend to be very good in relation to total revenues. They're still well ranked against similar companies.
- Profits -before income taxes- are usually excellent considering total sales, and remain great when measured against rivals.
- Total net profit tends to be very good when confronted to sales. Company stands great when measured against comparable firms.
Growth score: 6.6
- Aon plc profit -on goods and services sold- has been growing at a very low pace. It's been in a weak position compared to competitors.
- In recent years, earnings -on operations- have been growing at a normal step, which has been slightly better than comparable firms.
- Profits -available to repay debt and purchase properties- have been growing at a normal pace, which compares similar to peer enterprises.
- Earnings -before income taxes and interests on loans taken- have been growing at a very good tempo. It turns to be a slight improvement compared to similar stocks.
- In past years, profits -before income taxes- grew at a good speed. It was better than most rivals.
- In the previous years, growth trend on total net profit has been good, and great when measured against peer companies.
- Earnings per share have grown at a very good rhythm in past years. It's been excellent in relation to industry peers.
Miscellaneous score: 7.0
- AON had hardly to pay income taxes in relation to profits made in the past years. It's been well ranked against peers.
- The company does not report R&D expenses. It's meaningless to measure in relation to competitors.
- We have insufficient data to estimate how effective is research and development effort. It stands unknown against rival companies.
Profitability score: 8.0
- Aon plc usually gets very good returns on the resources it controls. It proves encouraging in relation to peer firms.
- Due to insufficient track history, we were unable to estimate typical returns on invested capital (ROIC). They remain undisclosed in relation to similar companies.
- Normal return on equity (ROE) is unavailable at this time, because of not enough yearly inputs to calculate. It ranks unknown against competitors.
- In the past, got very good returns -on the tangible resources it controls-. This metric is usually related to the industry in which operates and combines profitability versus reinvestment needs. It's similar to comparable enterprises.
Usage of Funds score: 7.0
- AON usually uses a slight portion of genuine funds generated to buy or replace property, plant, or equipment. The need for reinvestments is light. It stands similar to rival firms.
- The company is usually somewhat investing in new property, plant, and equipment, to improve its operating capabilities, which is more than average in relation to industry peers.
- In the past twelve months it paid low dividends, considering the current stock price. It came mediocre against competitors.
- Dividend payments have been more or less stable in recent years. The company has behaved rather normal in relation to similar firms.
- Dividend payments usually represent a minor portion of genuine funds generation and are most likely safe. Sustainability looks slightly better than comparable companies.
- The company usually reduces the pool of investors, resulting in fewer mouths feeding on the pie of profits. It remains close to average when compared to peer enterprises.
- Repurchase effectiveness metric is very complex. Run again in analytical mode if you 're interested in a technical explanation. It stands excellent in relation to rivals.
- The company uses a moderate portion of genuine fund generation to reward investors, which can probably be sustained for as long as business doesn't turn very sour. It still looks below average when measured against competitors.
Balance Sheet score: 5.4
- Aon plc has not disclosed intangibles assets, so we could not reach a meaningful conclusion on this metric. It happens to be a not known variable when measured with peer companies.
- The company has somewhat lower short-term resources than short-term obligations. Unless it's part of the business model, there might some liquidity concerns. It turns to be in a weak position compared to similar firms.
- Roughly a third of resources controlled were provided for with financial debt. Creditors have claims on the company. It remains mediocre against rival firms.
- Controlled resources might be turned into cash and equivalents neither fast nor too slow. Liquidity and risk might be run-of-the-mill. It looks similar to rivals.
- For every dollar of short-term obligations, the company has few cents of cash and short-term receivables. It's in a very weak position compared to peer firms.
- For every dollar of short-term obligations, the company has extremely few cents of cash and equivalents, which is worse than most similar enterprises.
- Usually, sales are on somewhat more than three months credit. It still ranks similar to peers.
- Normally has no inventories. It comes up as impressive in relation to competitors.
- On average, it takes higher than four months from the purchase to charging customers. It happens to be slightly better than peers.
- On average pays suppliers many months after the purchase. It ranks great when measured against industry peers.
- The company charges its customers long before it must pay its suppliers, so the more it sales, the more free funds it gets. It's excellent in relation to similar companies.
- Net interest expenses consume a minor portion of usual business earnings, and are largely bearable. It stands slightly better than rival firms.
- Business earnings have usually been quite good when measured against loans taken. Cutting back reinvesting in the business, it could take around three years to repay the obligations with current profitability. It ranks encouraging in relation to comparable enterprises.
- Revenues are very good in relation to property, plant, and equipment required to operate. This metric is likely dependent on the industry the company operates in. Low property, plant, and equipment requirements allows the company to keep more money to reward stockholders in the long run. It looks rather normal in relation to similar firms.
- Resource exploitation is slightly low when yearly sales are considered, business volume should be increased. This metric is normally tied to the industry where the firm belongs. It's still somewhat worse than peer companies.
Valuation score: 5.1
- Aon plc looks expensive in relation to profits and financial position. It happens to be encouraging in relation to competitors.
- Price-to-Tangible-Book-Value is a fairly complex metric. Run again in analytical mode if you're interested in a technical explanation. It remains a disappointment compared to peers.
- In the past twelve months, the company generated some slightly better free funds in relation to the stock price, which stands top-notch against similar companies.
- The company usually generates much more genuine funds to cover up for its business needs. Surplus cash may be used to repay loans, to eventually buy new businesses, or to reward investors. Considering the financial position and stock price, at the current price the share might be very interesting. It's still great when measured against industry firms.
- In the past twelve months, the company has slightly rewarded investors, considering both dividends and share on the pie of earnings. It came up rather normal in relation to peer ventures.
- The company has barely more debt than cash. It may borrow extra money if it wishes so, or start cumulating cash for future uses. It looks slightly worse than similar enterprises.
- Considering the past twelve months, traditional Price-to-Earnings relation is high. Substantial improvement expectations are already in the stock price, which is somewhat risky. It ranks encouraging in relation to peer companies.
- Comparing the current stock price with the past twelve-months revenues gives a very high relationship. This is an important metric to check its evolution through time, and to compare to industry peers. It looks in a very weak position compared to rival firms.
- There's no accounting equity, which may be good or bad depending on context. Run again in analytic mode if you want to dig deeper. The company remains bottom tier against peer firms.
- In the past twelve months, the operating business earned some money when compared to the current stock price and financial position. It happens to be great when measured against industry peers.
- In an alternate metric of bang for the buck, the company has usually shown a modest earnings power ability when measured against the current stock price and financial position. It's still a slight improvement compared to peer companies.
Total score: 6.7

Company at a glance: Aon plc (AON)
Sector, industry: Financial Services, Insurance Brokers
Market Cap: 64.09 billions
Revenues TTM: 12.68 billions
Aon plc, a professional services firm, provides advice and solutions to clients focused on risk, retirement, and health worldwide. It offers commercial risk solutions, including retail brokerage, cyber, and global risk consulting solutions, as well as acts as a captives management; and health solutions, such as health and benefits brokerages, and health care exchanges. The company also provides treaty and facultative reinsurance, as well as insurance-linked securities, capital raising, strategic advice, restructuring, and mergers and acquisitions services; and corporate finance advisory services and capital markets solutions products. In addition, it offers strategic design consulting services on their retirement programs, actuarial services, and risk management services; advice services on developing and maintaining investment programs across a range of plan types, including defined benefit plans, defined contribution plans, endowments, and foundations for public and private companies, and other institutions; and advice and solutions that help clients in risk, health, and wealth through commercial risk, reinsurance, health, and wealth solutions. Further, the company offers CoverWallet; Affinity; Aon Inpoint; CoverWallet; and ReView services. Aon plc was founded in 1919 and is headquartered in Dublin, Ireland.
Awarener score: 6.9
Conclusion
The higher the Awarener score, the more bang you get for the buck. It measures how much genuine funds the company generates for the stock price paid (Very good), the business stability (Superb) and growth (Poor), and the company's inclination to return cash to the stockholders (Very good).